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  • Services
    • Tax Preparation
    • Home Loans
    • Personal Finance Coaching
  • About Us
    • Meet Chad
    • Meet Emilie
    • Chad's Story
  • Client Resources
    • Tax Resources
    • Home Loan Resources
    • Financial Coaching Resources
  • E-News
  • Client Reviews
  • Contact Us
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Making Finances Simple. Changing Lives.

5/30/2019

Home Loans Without Appraisals

For many years, every home loan required an appraisal to support the value on a home. This is no longer the case! There are numerous benefits, including not needing to verify your home value for a refinance.....

​We’re getting appraisal waivers on nearly every loan we’re completing these days. This has the potential to help homeowners and homebuyers in the following ways:
  • Get rid of mortgage insurance, even if you think you don’t have 20% equity (we might get the value you need without requiring an appraisal to support it)
  • Save time on a home purchase escrow (appraisals are usually the biggest delay for escrows)
  • Save money on your closing costs (appraisals are generally $450-$500…a waiver eliminates this cost)
  • Stop property issues from halting your loan (with an appraisal waiver, you can be in the middle of a home improvement project and not have to worry)
  • Reduce loan processing times (we’re completing home loan escrows in less than 20 days with waivers)

Contact us if you feel you could benefit from this appraisal waiver option. We’ll be happy to discuss if it will work for you!

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​​Copyright © 2022 Chad Peshke LLC, All rights reserved. NMLS #2244878. Material contained in this website is for informational purposes only and is not meant to be construed as direct financial advice for your specific situation. It's recommended that you consult with your own advisors for personalized financial guidance. Since we're not licensed attorneys, we cannot provide legal advice. As such, any info contained in this website should not be construed as direct legal advice. While Chad Peshke LCC is registered/approved with CA & ID, the trade name "CP" is not approved to be used in ID. This has no impact on our ability to legally do business in CA & ID as Chad Peshke LLC.