Making Finances Simple. Changing Lives.
Okay, so the day of Christmas is not really changing. And it never will. So if Christmas lands on December 25th every year, why does it constantly sneak up on our finances? If you are the type who likes to buy presents for every friend and family member (that is very noble of you), and year after year find yourself in debt because of it; something has to give!
Make Christmas different for you! Plan for it financially and you’ll enjoy the season much more.
Simple, 5-Step Action Plan:
The key is having a proactive plan. If you don’t get impulsive & reactive during your holiday shopping, your January credit card bills won’t break you!
Extra Tip: Start earlier next year. If your budget amount for #2 above is $600, it is much easier to save $50 each month of the year, than it is to come up with $600 in December.