A health savings account (HSA) is a medical savings account that allows for the payment of qualified medical expenses on a pre-tax basis (meaning taxable income for the IRS is reduced by the amount of the deposits; each state has its own rules...CA doesn't conform to Federal law on this)​.....

Not saving for home maintenance expenses is one of the biggest reasons homeowners end up in credit card debt. Read below to learn more about how you can avoid having this happen to you.....

According to IRS Data Books, the IRS audits less than .5% of all tax returns. While that figure is relatively low, an IRS audit is everybody's worst nightmare! Below is a list of ways to decrease your odds of being audited.....

It's possible to receive Social Security income while still working. However, it's important to understand the impact this setup could have on your Social Security benefit.....

We're offering a HUGE benefit for those of you looking to acquire a purchase and/or refinance a loan...no trick "strings" attached!

A major hiccup in the IRS' plan to "simplify" tax filing is that many states have yet to conform to the IRS changes (and several, including California, have indicated they won't be). Read below to see how these "two sets of rules" affect you.....

Social Security will pay retirement income benefits as early as age 62. However, benefits can be reduced quite a bit if you choose to take your income at this first opportunity. So when should you take Social Security?

You can have "perfect" credit habits, and still have marginal credit scores. There are a lot of myths surrounding credit scoring. Below, we clarify one of the most common misunderstandings, and detail how it can crush your home loan terms.....

Cryptocurrency is still a newer phenomenon in the income tax world. We've found most cryptocurrency holders aren't fully aware of the tax handling of these investments.....

​​In short, unless you previously filed your own taxes using the old 1040-EZ or 1040-A form, the new IRS "postcard-sized" version of the 1040 tax return form likely won't impact you. The form is indeed smaller, but filing is no simpler, as we discuss below.....

​The fact that a Home Equity Line of Credit (HELOC) shares many similarities to a credit card immediately communicates the dangers. However, there are also great benefits, as we discuss below.​....

The IRS sends millions of notices to taxpayers every year. If one shows up in your mailbox, don't panic! We're providing you with specific info below to help you deal with the IRS, should you receive a letter.....

​First, a credit card denial letter from Nordstrom appeared in the mail. Denial? For what? Chad never applied for a credit card with Nordstrom. Then came Chad's new Best Buy credit card. But he hadn't set foot in a Best Buy store or visited a Best Buy website in a decade...so how did he have a new credit card? For years, Chad has given advice on how to protect yourself from identity theft. But now he has actual experience with it. Below are some things he learned.....

While some homebuyers have a substantial down payment for their home purchase due to proceeds from an existing home sale, not all are able to put down as much money. It can be difficult to save a large amount of money. In addition, some folks prefer to not invest in a heavy down payment for leveraging, or other reasons. So what options are available for down payments?

A 529 Plan is a tax-advantaged savings plan to used for education expenses. 529 Plans are operated by state and educational institutions designed to incentivize saving for college and other post-secondary schooling.....

Roth IRA's are a tremendous asset. The ability to access tax-free funds in retirement is an incredibly valuable tool. So how can you use Roth IRA's to your advantage? Here are some things for you to think about!

Interest rates have increased nearly .75% since November 2017. This has many homeowners wondering if they'll ever refinance again, and many prospective homebuyers wondering how this will affect their purchasing power. Here are several thoughts for both groups of people.....

How you handle "windfalls" of money can largely determine your financial success. Here are a few ideas of way you can apply your tax refund.....

We're getting numerous questions about the impact of new tax laws on the benefits of owning a home. Below are some key provisions you'll want to understand....

We want to make sure you're aware of changes in key financial data for the 2018 tax year...
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Below you will find important dates for the upcoming tax season, along with other helpful info to assist you in prepping for your 2017 tax preparation.

​The tax reform freight train has been signed into law.....
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Loan amount limits for home loans are increasing effective January 1, 2018. However, we have investors who are allowing the limit increases to be effective immediately...
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