What To Expect In 2015

Below is a list of ways we’re helping you and your clients in 2015.........

HIGHLIGHTS:

1)   Financial Knowledge

• We aren’t just home loan providers. We also prepare income tax returns and help clients with basic household budgeting/spending plans. So we understand the money game, which helps us relate to you on a planning level with your clients.
  
  

2)   Expansive Product Line

• Loans with only 3% down on conventional financing. This means no mortgage insurance and no special FHA properties needed.
  
• 100% gift funds allowed. Your clients can gift their children the 3% down payment money.
  
• No mortgage insurance on loans with < 20% equity. This lowers payments and eliminates hassles.
  
• Self-employed borrower leniency on qualifying. We can use higher qualifying income for those with high business deductions.
  
  

3)   Buyer Guidance

• We specialize in guiding clients through the difficult maze of buying a home. This includes accurately relaying all costs upfront, actions needed, and tax consequences. Our figures are reliable and we shoot for impeccable service!
  

**NOTE: this may be a good time to look at a refinance for you or your clients. Rates are currently at a 20-month low! Let us know if you have any questions...we’re here to help!