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  • Services
    • Tax Preparation
    • Home Loans
    • Personal Finance Coaching
  • About Us
    • Meet Chad
    • Meet Emilie
    • Chad's Story
  • Client Resources
    • Tax Resources
    • Home Loan Resources
    • Financial Coaching Resources
  • E-News
  • Client Reviews
  • Contact Us
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Business Builder Blog

Making Finances Simple. Changing Lives.

2/20/2014

2 Common Pre-Approval Letter Issues...Now Solved For You!

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In theory, a Pre-Approval letter tells you the maximum purchase price for a given client based on qualifications. But as you know, Pre-Approval letters often come loaded with a plethora of issues. Here is how we are solving each of these issues for you.........


Common Problem:
Pre-Approval letters with a generic purchase price for all properties.

Our Solution:
Buyers qualify on a payment amount, not a purchase price; and because payments can differ dramatically for different properties at the same price (varying HOA dues, property taxes, etc.), generic Pre-Approvals can cause major issues in getting a loan approval.

If your clients are looking to push their purchase price to the max, we will ensure you don’t run into trouble by discussing the max payment with you; and translating that into purchase price for different properties.

Common Problem:
Waiting on your lender for new Pre-Approval letters for each property on which you want to place an offer.

Our Solution:
You might want to customize a letter with the specific address of the property on which you are placing an offer. You might not want the full qualifying price of your buyer disclosed.

Well, we’re fixing that! You don’t have to keep coming back to us for multiple Pre-Approval letters on different properties. Our Pre-Approval process saves you the hassle and time as we arm you with a word document so you can make changes as necessary to fit your offer strategy.

Of course we’ll be sure to give you the guidelines so the Pre-Approval isn't compromised.

Common Problem:
Your lender’s Pre-Approval letter isn't taken seriously.

Our Solution:
Our letter includes a link to our website that provides the listing agent information on why our Pre-Approval letters are valid. This gives them extra confidence in knowing we know what we are doing, so they will be confident in your buyer. Click here to access this link.

HOW YOU CAN USE THIS:
Take advantage of our willingness to make your life easier. We want to grow your business. That means saving you time with Pre-Approval letters in word document format. That means allowing you to modify the letter to meet your offer strategy, which means more buyers in escrow!

Contact us to learn more about how we can help you and your clients with the Pre-Approval process...we’re here to help!

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