Many homeowners are interested in paying off their homes quicker than 30 years, but don’t always have the discipline to do so. Because they usually can’t afford the 15-year term loan, buyers frequently opt for a 30-year loan. Now you can help your clients payoff their home faster without forcing a 15-year term....
By providing flexible-term loan options, we allow clients to select their term based on the payment that is comfortable for them.
We can provide loans with any term between 8 and 30 years!
This is also great for your clients who may be interested in refinancing. For those homeowners who are 7 years into their 30-year loan, we can refinance that loan to a new 23-year loan. That way your clients keep the same remaining term, but with the new lower payment!
Or your clients can keep their payment the same and acquire a shorter term on their loan payback (assumes a lower interest rate can be obtained than the current loan’s rate).
HOW YOU CAN USE THIS:
- You may have clients who don’t want to start all over on a 30-year payback clock, but can’t quite afford the 15-year term payment. Now they can choose their exact term!
- Buyers looking to refinance their purchase loan can keep the same payment and lower their term; or keep the same term and lower their payment!
- Educate your clients on their options for flexible term loans...they’ll be thankful for your expertise!
Our goal is to help grow your business, so we can earn your business! This includes keeping you informed about home loans. We hope this helps increase your credibility with clients without the hassle of researching this info on your own! Contact us any time with questions...we’re here to help!