Credit scores are a major factor in purchasing a home using conventional financing. Those with better scores qualify easier, and for better terms. Those with poor scores may not qualify, so it’s tempting to avoid working with them. But we can help.........
We've spent over 13 years closely analyzing credit reports, learning what moves need to be made in order to improve scores legitimately.
We do not do “credit repair” per se. Rather, we educate clients on the moves they need to make in order to get in a position to purchase a home.
We’ll educate them on scoring factors, and how to use these to their advantage. We’ll teach them the rules of the credit scoring game to ensure their scores are maximized (things like not charging over 30% on revolving credit cards, or not closing old accounts).
A large percentage of credit reports have errors; we can help clients fix those.
Sometimes this takes a couple months, sometimes it takes years. But either way, these folks are a future pipeline of business. They come back around eventually; and when they do, they are the most loyal since you didn't bail on them when they needed help the most.
HOW YOU CAN USE THIS:
- Create a future pipeline of business by working with those who have less than perfect credit
- Let us know about these prospective buyers and we’ll do the dirty work to prepare them for looking at real estate with you
Contact us any time with credit scoring questions...we're eager to help!