If you died tonight, or became so disabled that you couldn't earn a living…what would your family do? What if your spouse died? How would your family meet the mortgage payments, the car payments or pay the utilities, taxes and other bills?.........
Loss of income is a major setback for families when one of its breadwinners no longer contributes income due to death or disability. For this reason, it is critical that you implement life insurance into your financial strategy.
“If you want a secure future for your family...you might want to spend some time researching your options.”
Life insurance is one of the most effective tools for replacing lost income, as it can deliver a designated amount of money to the policy beneficiary, generally income-tax-free, at the very time it is needed most.
Nobody likes the topic of death, nor is the idea of life insurance on the forefront of anyone’s mind. However, if you want a secure future for your family…you might I want to spend some quality time researching all of your options. A few minutes, or even hours of diligence could have a huge impact on those left behind.
Life insurance, just like any other type of insurance, should be purchased to protect one’s family from financial catastrophe…not to make the beneficiaries rich.
It is important that you properly assess the needs of your family to ensure you have suitable insurance. Too much or too little insurance can be costly.
KEEP UP WITH LIFE’S CHANGES
It is critical to keep your insurance policies updated with your changing circumstances. Just like you adjust your car insurance when you purchase a new automobile…you must look into the impacts on your life insurance that buying a house and other life changes can have.
Call or Email me to learn more about how to tackle the process of acquiring the right insurance for your family’s needs.